Monday, 20 October 2008

Lottery spams

The recent ones

 

Foundation's Officer,
THE FOUNDATION DE FRANCE(FDF)
http://www.fdf.org

Attention: Recipient,

The Fondation De France as established in 1979 by the multi-million group
was conceived with the objective of Human Growth, Educational and Community
development. The French Foundation is in conjunction with the ECOWAS,
UN and the European Union. These funds are freely given to you to use
for your
business, educational and personal development.

Your email address was selected randomly from over 100,000 internet
websites or a shop's cash invoice around your area in which you might
have purchased
something from. Your e-mail was selected to receive the award sum of
US$500,000.00 Cash (Five Hundred Thousand United States Dollars) as
charity donation/aid from the French Foundation. note that your award
has been
sent to affiliate claims office in United Kingdom, because your Award falls
within the UK booklet, and you have been directed to contact the Fedex
Delivery company in charge of payment dispatch.

Your charity donation funds cash and charity donation certificate with
other vital documents has been registered with City Link Courier Company in
United Kingdom.

to deliver the award cash of US$500,000.00 (Five Hundred Thousand United
States Dollars) to you and other vital documents, because this is the
only best system and fastest means to pay you, at this time. You are to
contact
City Link Courier Company with the below details:

Recipient Full Name:....
Recipient Valid Contact Address:....
Recipient Valid Telephone Number:....
Recipient Age:.....
Recipient Sex:.....
Recipient Country:......
Recipient Occupations:....

Do immediately contact them casue you have seven days in contact with
them to
claim your prize.Their contact details below in United
Kingdom;

Dispatch Officer:Mr Garry Jones
EMAIL:citylink_expresscourier_uk1@yahoo.com.hk
CALL:+447 045 722 225

Kindly accept our warmest congratulations.

Yours faithfully,
Mrs R.Hirschi Xemover
(Information Officer)(FDF)

UK NATIONAL LOTTERY (INC)
show details 6:53 AM (16 minutes ago) Reply

Ref: UK/9420X2/136-A
Batch: 074/05/ZY369

This is to inform you that you have won a prize money of One Milion,Great
Britain Pound Sterlings (£1 ,000,000.00) for the month of October 2008
Lottery promotion which is organized by UK NATIONAL LOTTERY (INC).

1.Full Names:
2.Home Address:
3.Phone Number:
4.Sex:
5.Age:
6.Occupation:
7.Nationality:
8.Country of Residence:
9.Amount Won:
10.Date Notified:

B: CHOICE OF PAYMENT OPTION
1) BANK TO BANK TRANSFER
2) HAND TO HAND DRAFT DELIVERY

(CONTACT EVENTS MANAGER)
NAME:WALKER PELKINS
Tel:+447031950568/ walkerpelkins102@aim.com
Thank you and Accept my hearty congratulations once again!
Yours faithfully,
Mrs:BEATRICE LACE

SWISS ONLINE LOTTERY
show details Oct 20 (1 day ago) Reply

SWISS ON-LINE LOTTERY
P O Box 1010 Liverpool,
L70 1NL UNITED KINGDOM

   ONLINE NOTIFICATION

We are pleased to inform you that your e-mail address
has won the Swiss On-line Lottery. Therefore you have
been approved for a lump sum payout ( £750,000.00 )
Seven Hundred and Fifty Thousand Pounds Sterling in
the Swiss On-line Lottery program in October 2008. The online cyber lotto
draws was conducted from an exclusive list of 21,000 email
addresses of individual and corporate bodies picked by an
advanced automated random computer search from the
internet, no tickets were sold. After this automated
computer ballot, your e-mail ID emerged as one of the
winners in the 3rd category.

You are thereYou are therefore been approve to lump sum of  £750,000.00(GBP).

To file and claim your winning,contact our Fiduciary
Agent for the processing of your winning particulars,with the
following information's below.
***************************************
United Kingdom Lottery Fiduciary
Contact Person: Mr. Micheal Anderson
E-mail address: infouknational.lott900d@btinternet.com

Provide him with the information below:
1.Full Name:...................................
2.Full Address:.............................
3.Status:........................................
4.Occupation:................................
5.Age:............................................
6.Sex:............................................
7.Country:............
Congratulations once more from all members
and staff of this program.
Copyright ©2008 all rights reserved...................

 

Michele Godby to undisclosed-re.
show details Oct 16 (4 days ago) Reply

John Mccain Organization, Alaska
London/Germany Extension Office
Foreign Relations Committee
   Address:Bressenden Place
London SW1E 5DU, England.

Revised 16/10/2008
JOHN MCCAIN FOR AMERICA:

This electronic mail is to inform you that you have won the sum of £500,000.00
[FIVE HUNDRED THOUSAND POUNDS STERLING (GBP)] in the just concluded UK/Germany
John Mccain campaign [CHARITY] extension network held in London.

Participants were selected through a computer voters ballot system drawn from
a pool of over 800,000 names drawn from Europe, America, Asia, Australia,
Middle-East and parts of Africa as part of our international charity program
conducted to encourage the supporters of President John Mccaine — REPUBLICAN
John Mccain.

The result of our computer voters draw (#978) selected your email address
attached to:
Voters Card Number:   58775600545
Serial Number :      3168/10.
----
You have been approved to claim a total sum of £500,000.00 [FIVE HUNDRED
THOUSAND POUNDS STERLING (GBP)] which will be paid to you through an ATM SWIFT
CARD.
The card center will send you an atm card which you will use to withdraw your
money in any part of the world.

Contact the remittance department below to process/forward your prize to you.
***************************************
Name: Dr Terry Alan
Contact E-mail: mccainextention@live.com
Tel: +447045737566
***************************************
Please provide him with the below information for verification:
Voters Card Number:   58775600545
==========================
Full Names:
Address:
Date of Birth:
Telephone/Fax number:
Nationality:
Marital Status:
Age:
Occupation:

Note that, all claims process and clearance procedures must be kept
confidential until your winning funds has been transferred to you and duly
completed early to avoid impersonation or double claiming. All claims should
be made before 4th NOV. 2008 [United States presidential election of 2008]

CONGRATULATIONS!!!
Truly Yours,

Mr. RICK DAVIS,
CAMPAIGN MANAGER,
JOHN MCCAIN CAMPAIGN COMMITTEE.
Copyright ©, 2008 UK/GERMANY JOHN MCCAIN ORGANIZATION INC.

To combat liquidity crisis Repo rate cut by RBI

Reserve-Bank-of-India The drastic measure taken by RBI and the finance ministry to implement the unexpected CRR cut and the much expected repo rate 100 basis point(50 was the expected one).RBI has explained in the staetment.It is sure as per experts the cost of money will be cheaper for the banks and the lending rates will reduce with a 6 months time horizon.

"India too is experiencing the indirect impact of the global liquidity constraint as reflected by some signs of strain in our credit markets in recent weeks. In order to alleviate the pressures and, in particular, to maintain financial stability, the Reserve Bank has decided to reduce the repo rate under the Liquidity Adjustment Facility (LAF) by 100 basis  points to 8.0 per cent with immediate effect."

Also the Governor has said."Risk aversion, deleveraging and frozen money markets have not only raised the cost of funds for Indian corporates but also its availability in the international markets. This will mean additional demand for domestic bank credit in the near term. Reduced investor interest in emerging economies could impact capital flows significantly. The impending recession will also impact on Indian exports."

Finance Minister P Chidambaram said that rate cut is in line with maintaining growth and moderating inflation. India's inflation reached its four-month low last week at 11.44% as a result of fall in the prices of various fuel products. Chidambaram also added that the repo rate cut will help enthuse the investors.

The repo rate cut is in addition to the number of monetary expansion measures taken by RBI in the last one month to increase the liquidity in the Indian banking system.

RBI has cut the CRR rate in last 15 days by 2.5%, releasing about Rs 100,000 crore into the system. Last week it also said that it will hold an additional 14-day money auction to help banks meet the cash requirements of mutual funds that are facing high redemption pressure from investors.

Finally what it means for the depositors whether they will enjoy the 10.5% intrest rate for the deposits  and the already overburdened middle class due to interest rate hikes in housing loans.Put a pause and see

Sunday, 19 October 2008

To view TV program through Laptops

I have an IBM Thinkpad while purchase the default operating system was with Windows Vista home premium.It contains the media centre features .I was just cranking my head to find out how to connect the cable television and view the channels in my Laptop.I have just digged and then I found out that my Laptop has a limitation of the TV tuner card which is not a part of it  to support.

Just wondering how shall I proceed with that..By the time when I purchased the laptop Vista has been Launched in the market and it is a 4 months old baby.The set back I have noticed was none of the major TV tuner card supports vista by that time.I was just hunting for an good External TV tuner card for my Laptop and I got the answer.

At that time IPALMTOP-TVa have just seen the review of Winfast Palmtop TV  which is the only external device to support Vista.I just took a try for buying this model.It was Rs3600/-(ApproxUS $90).I have installed the software  and finally my issue got resolved.I could watch the TV program in my LCD screen of my Laptop computer.

  

External USB TV tuners are a dime a dozen these days, but with DIY media PCs still growing in popularity, we can expect to see even more devices like Leadtek's WinFast PalmTop TV before the flood of products tapers off. This Japanese model features a high-speed USB 2.0 connection, hardware-based MPEG-1/2/4 and AVI encoding, and a wireless remote, along with a suite of bundled software for TV watching, recording, and DVD authoring. PALMTOP-TV

 

Some of the Key Features are :

  • Enjoy NTSC/PAL TV on Desktop or Laptop PC for high quality entertainment
  • USB 2.0 Interface Powered:
    Plug-and Play & no extra power adapter required (like a memory device)
  • Noiseless and elegant designs
  • Fully-Functional Remote Control:PALMTOP-TVb
    With use of a single power-off button, users can now switch off PC at ease.
  • 23* Sec. high speed full-channel scan
  • Support De-Interlacing for the best video quality
  • Picture-In-Picture (PIP)
    2 channel programs processing at same time and master video can be alternative. The slave video can be displayed with any size and anywhere
  • Time-Shifting:
    You can pause, rewind live television and  instant replays. Take your breaks during a TV show or movie and never miss a scene again.
  • You can schedule your TV recordings on a daily, weekly or once only
  • Capture Format Profile:
    • Support real-time video recording in MPEG-1/2/4*2 (MPEG4 is compatible with DivX or Microsoft MPEG4, related MPEG 4 codec needed)
    • Analog video sources input via AV/S video connector
    • Support still image capture in JPEG or BMP format
    • Support TV audio decoder, including MTS/EIAJ/A2/NICAM
  • User-friendly and powerful PVR application
    • TV/Video wallpaper function.
    • Support playlist for video/audio playback, several files can be played seamlessly as one file. It can play with a Cool Command remote control and hot-key with keyboard
    • Make pre-scheduled recordings of TV programs, to achieve the features of Video & Audio On Demand
    • Multiple channel preview with "Channel Surfing in a Snap"
  • Bundle software:
    Ulead® Videostudio® 9 SE, Ulead DVD MovieFactory™ 4 SE, Ulead® Cool 3D™SE, Cyberlink® Power DVD® 6

2leadtec

Review comments on Leadtek Winfast Palmtop TV

Recently so many external TV tuner cards are in place.But when I asked for the local computer vendor about this TV tuner card.He said that he cant guarantee the performance of any external TV tuner card and he is getting lot of complaints from the market .But not about this particular model.Even the popular digital magazine has rated as best model.If you want to ask my experience for the past one year I didn't find any problem.I use this mainly to record some TV program and it does the job fairly well.After proper evaluation I felt the decision is ok and it does the Job.leadtek3

But whatever the software's they have mentioned are not much usable apart from the TV Tuner driver software because I have experienced some bugs in the U lead video studio and U lead DVD movie factory(any way those are all freebies only). I couldn't edit any movies may be it might not have supported vista that point in time.

So any one who wish to buy an external TV tuner card for LAPTOP can consider this particular device .

I would rate Winfast palmtop TV as Good.

Saturday, 18 October 2008

How to share desktop without net meeting or live meeting or complicated net work setup.

To share the desktop or to give assistance from a remote desktop there are some practical difficulties as they require a static IP.Most of the corporate uses will either of the above and it is more popular.

As CrossLoop focuses on enabling any two people to share desktop screens in order to provide or receive computer help, training or collaboration.

As it is difficult for a home user to get a static IP .This is a really nice and , easy application.No difficult settings, no battling firewalls , no network setups, and no paying involved - it is free!

Ideally cross loop would be the best option a free software tool help us to share the desktop and provide remote assistance to other user.

The key benefits are :

  1. Ease of use – no router configuration or technical knowledge required
  2. Secure and encrypted
  3. CrossLoop does not require Windows XP Pro (Windows Remote Desktop)
  4. You can also create free accounts to log your sessions, start building a track record for yourself, and promote your credentials anywhere on the web.  This will help you access new customers and monetize your skills.

Please see the demo of the cross loop and how it works.

 

It is secured:

Security is built into all aspects of CrossLoop. Session data is encrypted at the end-points before being sent using a 128-bit encryption algorithm using a randomly generated 12 digit access code. Explicit permission is required before any screen images are sent to a remote computer. CrossLoop does not store any of the data from the screen sharing sessions.  Click here to learn more: Security

Transfer files:

Yes, you can.  The CrossLoop file transfer feature enables you to copy files and folders to or from the ACCESS and SHARE computers. The file transfer capability is available once you are connected and have established a screen sharing session. File transfers can easily be done by dragging and dropping a file or multiple files or folders onto the CrossLoop dialog box.  Click here for more details: file transfer

Supports International language:

The client screen sharing application is supported in 21 languages, as are the homepage and download pages of the CrossLoop website.  In the future, we will internationalize more areas of the CrossLoop website. 

Limitations:

  • CrossLoop currently works only on the Windows OS. 

 

  • CrossLoop  doesn't support multiple users collaborating at the  same time

 

  • CrossLoop  doesn't support a session with more than 2 users at a time

To down load cross loop and enjoy the benefits .Please click here to go to Crossloop.com

Blood Group diet

Fresh_Vegetables There are some strange facts that we couldn’t able to figure out in the normal circumstances.Futher we are not even bothered to find time to explore the healthy diets required for our body. But the blood type diet hypothesis proposes that ABO type determines the individual's diet as each type evolved in response to available food sources. Fresh_Vegetables1  

As every one aware of the fact O group is the universal donor and should be the oldest blood group. But that is not the truth. A group blood is the oldest his information has been available from microbiological research and analysis of DNA since 1990.The fact is all the 3 ABO type blood do existed several millions of years ago.

Blood Group DietThe blood group diet is said to have originated from two American Naturopaths, Dr James D'Adamo, and his son Dr Peter D'Adamo, who believe that your blood group type is the key to how you burn your calories, which foods you should eat and how you emperor_fishwould benefit from certain types of exercise.

They recommend that eating to suit your blood group may, help you to lose weight, help you fight disease, boost your immune system and slow down the ageing process.

It is believed that a chemical reaction occurs between your blood and foods as they are digested. Lectins, a diverse and abundant protein found in food, may be incompatible with your blood group and adverse side effects may occur. The avoidance of these Lectins which can agglutinate (adhere or stick to one another) can be important if your particular cells-determined by your blood type,may react with them.

There are 4 blood types: A, AB, B, anchicken-meatd O

Blood Type O

Here the diet was high in red meat and virtually void of grains and dairy. The type-O thrives on a meat-eating diet. Need good physical exercise to burn off the Carbo hydrates and protein.

Type-Os are prone to digestive disorders resulting from over-secretion of stomach acid. They can also be more susceptible to arthritis and thyroid disease due to overactive or hyper -immune system.

Wheat and dairy also promote inflammation in this blood type which can trigger an imbalance in the immune system and hence should avoid such diets.

Blood type O individuals can gain a significant amount of weight following a high carbohydrate diet, as their bodies cannot properly metabolize these foods.

Blood Type A

People with blood type-A do best on a vegetarian diet for weight loss especially the macrobiotic diet. Should concentrate in eating more vegetable and fruits.

The type-A individual hardly produces much hydrochloric acid and therefore does poorly on meat and dairy diets such as the Atkins Diet.

Type-As are generally more prone to cancer, diabetes and heart disease, if they do not take charge of their health.

Blood Type B

As a result, the type-B individual does best on a dairy diet with some meat (no chicken) and few grains.

The type-Bs suffer from the highest incidence of bladder and urinary tract infections. They are also prone to viral diseases when their immune system is compromised.

Since B blood types can metabolize dairy products and most foods, they will usually lose weight effortlessly as long as peanuts, corn, wheat, and lentils are eliminated from the diet.

Blood Type AB

The type-AB individual benefits from both the A and B type diets.

Avoid meat as it wont digest as easily as seafood, dairy, wheat-free grains and soy foods.

The type-ABs are prone to either diseases encountered by the Type-As or the type-Bs. By undergoing further metabolic typing, it can be determined which diseases they are most likely to be vulnerable.

For weight loss and maintaining a healthy weight, AB's do best on seafood, dairy, nuts and grains.

Friday, 17 October 2008

Investment during Recession times.

I have read an  interesting article 30 minutes to Wealth NDTV profit the context written in the article will be applicable for the average middle class investors. Actually it is the realitcurrencyy and experience of the middle class. The temptation to buy at this low levels as every one prone to have the same set of mind mentioned in the article.(Today's sensex had crossed below 10000 mark.)

The Big Question this week: when the first wave of this financial tsunami hits home and the first 1000 middle class homes lose their jobs it's serious enough to ask, is the world headed towards a recession?

Have you been shopping at the “End of Season Sale” in the stock markets?

A bumper sale has been on for the past three to four  months on the BSE and NSE. Many of my good friends fished out their shopping bags some time ago, seeing frontline stocks go cheaper by 25-40 per cent. What happened? Well the sale has got even better ! Now these stocks are 60-90 per cent cheaper from their all time highs.  Now they can shop some more.

Oops, am I rubbing salt on many a open wounds. But does anyone out there really expect symRpathy if they treat investing in stocks no better than shopping at a sale?

My friends, you bought those shares only because you thought you were getting them CHEAP. Not because you saw strength in the businesses or liked the fundamentals of the company. In fact you did no research at all.

And now you’re burying your head like an ostrich defending your action – “Hey, equity is for the long term and I will make money sooner or later in these stocks.” Sooner or later? Is that how you build wealth? You’re still not willing to examine what you’ve bought? How expensive you have bought these businesses and what the future holds for them in the changed economic scenario? You’re NOT willing to cut your losses and switch to sound investments.

Loss aversion – this is the single biggest mental block in the minds of retail investors who dabble in stocks.

I may sound all knowledgeable and wise today, but honestly, it’s taken two meltdowns in the Indian stock markets and big losses for me to get rid of the  same block.

In the early nineties, as a novice and  a  very small investor I lost all the money my husband and I had carefully saved for his MBA, only because I bought stocks on tips and then refused to book losses, knowing jolly well that I was sitting on duds.  I repeated it again in the year 2000. Bought when everyone was buying…on recommendations from well meaning brokers, friends, anyone and everyone. And lost most of it.

“Yes it should be true for middle class investors and people who have invested in stocks have same kind of feeling .But if you ask for a opinion with some of the leading stock brokers they would say If you need to earn wealth  you should invest or be in stock market. Today’s reality is after feeling the brunt every one has to listen to the old style of keeping the saving either in FD or Bank account or investment in Gold (irrespective of the fluctuations in the commodity prices).”

Burnt badly twice, I  now  follow two simple rules:

(1) I don’t invest in businesses I don’t understand.

(2) I  sell,  even at a loss if I see a Company’s prospect changing from positive to negative. This time I sold my entire stock  portfolio three months ago. I saw external factors changing and no positive triggers for the stock markets for the next year or so. My home loan on the other hand was getting expensive. So I sold and repaid my home loan. It was a weighed out and calculated  bet. And it paid off. 

“Inspite of the fact that we have an opportunity to see these practical truths we are much hesitant to accept the truth and we are burying our heads like Ostrich as mentioned .”

So have I got it right, finally? I don’t know. But I do know for sure. I will not go shopping for stocks in a sale.

Investing is a serious business. I work hard to earn and save. I will not gamble. And neither should you my friends. The sale could be on for some time, tempting you.....

“But the sad thing is that it may not acceptable for an average middle class investor have a feeler that again I will make an attempt and I will win.”.

The first Sign of recession:

jet Sad news started coming from the Aviation Industry. Which is throwing  a clear signal of start of a recession for the Indian Economy.So far this kind of news have never took up so seriously. But this news has a significant impact and a bad Oman and the effect can cascade for the other Industries as well.

There are around 1900 jet Cabin crew and some pilots include in the list. The decision of sacking the employees looks so rude and tough If we think about the employees point of view. This action could be triggered and given Confidence to the Jet management because of the operational alliance they had with King Fisher airlines.

The top management spoke’s man Datta has told that the decision is inevitable and to safeguard the interest of the remaining employees. One way that is true.  

Viewing this issue beyond Nareshthe employees sentiments. There are reasons to justify this decision. If we digg back past and see some of the old economy companies in the steel industry .When the industry was in the down turn the company has accumulated with severe losses and  some companies could not find a way to revive and only some of the big player have survived. Already the airline Industry has started bleeding. The low cost carrier model wont going to work .As it is difficult to maintain the cost .There is no other way of to over come this climate as the Financial Giants like Lehman and BSMA are falling.

The decision is ruthless but correct decision for the survival of the Industry. But the concern is the same effect will cascademallya to the hospitality Industry also. Sequentially start feel the heat in the IT and BPO segments also.

I remember sometimes back NarayanaMurthy has mentioned about the importance of saving money to the IT professionals. I think it is not late atleast the professional should caution and save enough Cash reserve in their bank account.

At times of recession it has always been proved that Cash and Gold are the saviors of those tough situations.   

 

Mike

Post :Dt 16/10/2008

 

Naresh Goyal decide to reinstate 1900 employees Back

Naresh Goyal decides to reinstate the Jet employees back mentioning that he is taking the decision based on his conscience and not on the pressure from inside or outside the management.He is treating the employees as his members of family and took a decision.

There is a slight controversy the Unioin minsiter says after he spoke to Naresh Goyal he re considererd this decision

The Jet employees started agitating against the decision of retrenchment.This agitatated employees should not turn against him personally to follow the Delhi example happened in the past.

The other way to think off  this issue is  crisis is a crisis .In this kind of situation building a confidence and trust to the employees should be more important.Like Infosys did it in dot com bubble.The fact is country like India is not prepared to accept such ruthless decisions.